(Equifax, Experian, Transunion, LexisNexis)
(addresses are included)
The Credit Bureaus store YEARS and YEARS worth of information, a lot of times that information is no longer correct
This means some of the negative items on your credit report will be attached to this incorrect personal information
These accounts are then 'verified' by the credit bureaus based on the matching misinformation
By removing this incorrect personal information BEFORE sending in disputes, you will increase the effectiveness of your disputes significantly.